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Capital Back 57⚖ Get independent advice
Whitianga Masonic Village
photos: operator / Village Guide
Retirement living · Whitianga, Thames Coromandel

Whitianga Masonic Village

South Auckland Masonic Properties Limited · Seascape Avenue, Whitianga · independent living with townhouses
Capital Back
57
the money ↓
See what life here is like — then weigh what it means for your family further down.
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The village

Life here

Whitianga Masonic Village sits in the heart of the Thames-Coromandel peninsula, founded by and for the local community. Built on the charitable vision of local Freemasons' Lodges over 60 years ago, this village reflects the character of Whitianga itself. Residents enjoy independent living in townhouses, surrounded by neighbours who share a genuine commitment to community, family, and compassion.

Your home

Living options

Independent Living

Townhouse-style homes designed for active, independent living

✓ Townhouses
✓ Independent living
Living options
A day in the life

What living here is actually like

Life at Whitianga Masonic Village centres on connection and belonging.

Community & Connection

As part of the Masonic Villages Trust network, residents benefit from a close-knit community where people connect and support one another. The village fosters the values of caring, community, and compassion that define the Trust's 60-year heritage.

✓ Close-knit community atmosphere
✓ Local connections and support
✓ Charitable, people-first ethos
Always something on
On your doorstep

Facilities & services

Townhouse accommodation
Community spaces
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Whitianga Masonic Village offers these levels of care on site:

Independent
Care and community
Where it is

Setting & neighbourhood

Whitianga Masonic Village is located on Seascape Avenue in Whitianga, Thames-Coromandel, in the Waikato region. The village sits within a vibrant coastal community and reflects the local character that has shaped it since its founding by local Freemasons' Lodges. As a charitable organisation established in 1960, the Trust remains committed to serving the needs of the communities it operates in.

Interested?

Like the look of Whitianga Masonic?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
57
Above average · #85 of 520
Better than 84% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~181 days
median, from 10 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 57 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
181 days across recent resales.
82
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 5 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
⏱

How fast your capital comes back

~181 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 202 days.)

Market: median 154 days; 21 villages still average over a year.
✓

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser