Wharekaka Village
photos: operator / Village Guide
Retirement living · Martinborough, South Wairarapa

Wharekaka Village

Masonic Villages Limited · Martinborough · independent villas + rest home care in the heart of the Wairarapa
Life Score
55
Good
Capital Back
38
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Wharekaka is a small, intimate retirement village nestled in the rural Wairarapa town of Martinborough. With 12 independent living villas and a 19-bed rest home facility, it offers a genuine sense of community where residents enjoy engaging daytime activities, shared meals, and the support of a dedicated team. Located just three minutes' drive from local shops and walking distance to The Square, residents can maintain an active lifestyle while knowing 24-hour registered nurse care and weekly doctor visits are always on hand.

Your home

Living options

Independent Living & Rest Home Care

Wharekaka offers thoughtfully designed independent living villas alongside rest home accommodation, catering to different care needs.

12 independent lifestyle villas
19-bed rest home facility
Ensuite rooms available
Emergency alarm system in each villa
Onsite parking
Living options
A day in the life

What living here is actually like

Life at Wharekaka centres on connection and engagement.

Community & Activities

Residents enjoy a range of engaging daytime activities that promote social interaction and community involvement. The village provides shared facilities and organises regular outings, while Meals on Wheels service supports independent living.

Dining room
BBQ area
Workshop
Garden plots
Pool table
Piano
Engaging daytime activities & outings
Meals on Wheels service
Always something on
On your doorstep

Facilities & services

Dining room
BBQ area
Workshop
Garden plots
Pool table
Piano
Onsite parking
Emergency alarm systems
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Wharekaka Village offers these levels of care on site:

IndependentRest home
✓ Registered nurse on call 24 hours · Weekly doctor visits
Care and community
Where it is

Setting & neighbourhood

Wharekaka is located at 20 Oxford Street in Martinborough, a charming rural town in the South Wairarapa region of Wellington. The village sits in the heart of the community, just a three-minute drive to local shops and within walking distance of The Square. Residents can enjoy the serene beauty of the Wairarapa while remaining connected to the conveniences and character of Martinborough.

Interested?

Like the look of Wharekaka?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
38
Below average · #357 of 520
Better than 31% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
~$105k on a $420k unit, over 3.33 years
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
not enough resales disclosed
Fees after you leave
Stop
good — many villages keep charging
7 years
Your estate receives
$337,500
Operator keeps (deferred fee)$82,500
Share of your $420,000 back80%
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 38 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25% of $420,000 = ~$105,000

Accrues over your first 3.33 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • Roughly $105,000 is gone in deferred fees within 3.33 years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser