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Capital Back 47⚖ Get independent advice
The Village Palms
photos: operator / Village Guide
Retirement living · Pukekohe, Franklin

The Village Palms

Metlifecare Retirement Villages Limited · Shirley, Christchurch · independent living + serviced apartments + aged care
Capital Back
47
the money ↓
See what life here is like — then weigh what it means for your family further down.
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The village

Life here

The Village Palms is a caring community in Christchurch's Shirley suburb, thoughtfully designed with beautiful grounds and convenient access to local shopping and services. Residents enjoy a range of living options—from independent apartments to serviced living and aged care—allowing you to stay in one community as your needs evolve. You're at home here, supported by a friendly team and surrounded by a vibrant retirement community.

Your home

Living options

Home & Care Options

Choose the living arrangement that suits your lifestyle and needs, with the flexibility to move between levels of care within the village.

✓ Independent living apartments
✓ Serviced apartments (from $341,000) with daily support
✓ Care suites & premium care rooms with private ensuite bathrooms
✓ Rest home and hospital-level care available
Living options
A day in the life

What living here is actually like

Life at The Village Palms centres on community, comfort and connection.

A Vibrant Community

Residents benefit from a welcoming environment where friendships flourish and new activities await. The village's proximity to The Palms shopping precinct means shops, cafes and services are within easy reach, supporting an active and engaged lifestyle.

✓ Beautifully manicured grounds
✓ Close to local shopping and amenities
✓ Community activities and social engagement
✓ Supportive, caring staff
Always something on
On your doorstep

Facilities & services

Independent living apartments
Serviced apartments
Care suites with private ensuites
Premium care rooms
Manicured gardens
Reception and visitor facilities
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. The Village Palms offers these levels of care on site:

Independent→Serviced→Rest home→Hospital
✓ Daily support services · Rest home care · Hospital-level care
Care and community
Where it is

Setting & neighbourhood

The Village Palms is located in Shirley, Christchurch, a well-established residential suburb. The village sits perfectly positioned near The Palms shopping precinct, offering residents convenient access to shops, cafes, and everyday services. The architecturally designed community features lovely grounds and is set within a caring neighbourhood environment.

Interested?

Like the look of The Village Palms?

Get the brochure, current pricing and availability, or book a look around — sent straight to you. No pressure, and we'll never pass your details to the village without asking.

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
47
Around average · #237 of 520
Better than 54% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~181.5 days
median, from 18 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 47 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
181.5 days across recent resales.
82
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
⏱

How fast your capital comes back

~181.5 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.
✓

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser