Country Club Huapai

A day in the life

What living here is actually like

A vibrant community hub at the heart of the village

Activities & Social Life

From wellness pursuits to leisurely pastimes, residents enjoy a full calendar of social events, dining experiences, and recreational activities in a welcoming, active community.

✓ Indoor swimming pool and spa

✓ Gymnasium and exercise classes

✓ Bowling green and lawn bowls

✓ Petanque court and putting green

✓ Restaurant, bar, and café with happy hours

✓ Library and games room

✓ Arts and crafts, quizzes, cards and board games

✓ Social outings and resident dinners

✓ Communal lounge and meeting rooms

✓ Barbecue area

Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score

Around average · #147 of 520

Better than 72% of NZ villages — yet the market median is just 46. The sector is tough.

Deferred fee

30%

~$210k on a $700k unit, over 4 years

Your share of capital gain

50%

you keep some of any uplift

Time to get capital back

~241 days

median, from 2 recent resales

Fees after you leave

Stop

good — many villages keep charging

If you live here for

7 years

Your estate receives

$667,500

Operator keeps (deferred fee)$32,500

Share of your $700,000 back95%

Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.

⚖ Get independent advice →

How the 52 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%

30% deferred fee — lower is better.

Share of capital growth Capital gain to resident — weighted 15%

You keep 50% of any uplift.

Speed your capital returns Median resale time — weighted 30%

241 days across recent resales.

Fees stop when you leave Weekly fees on exit — weighted 15%

Charges end on vacancy.

100

Interest if repayment is slow Interest on delayed capital — weighted 10%

No interest on delayed repayment.

The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

Deferred Management Fee

30% of $700,000 = ~$210,000

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

↑

Capital gain

50% to the resident

You keep a share of any increase in the licence value at resale.

Market: just 8% of NZ villages share any capital gain.

⏱

How fast your capital comes back

~241 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 241 days.)

Market: median 154 days; 21 villages still average over a year.

✓

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.

Before you sign the ORA

The reckoning usually arrives too late

You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
Roughly $210,000 is gone in deferred fees within 4 years, whatever the unit later sells for.
Your family carries the risk of how long resale takes — and the operator's ability to pay.
None of this is hidden — it's all in the Disclosure Statement most people sign without reading.

Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser

Life here

Living options

Villas & Apartments