Summerset Waikanae
photos: operator / Village Guide
Retirement living · Waikanae, Kapiti Coast

Summerset Waikanae

Summerset Villages (waikanae) Limited · on the Kāpiti Coast · villas, cottages, serviced apartments + continuum of care
Life Score
79
Strong
Capital Back
38
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Summerset Waikanae is the newest village on the Kāpiti Coast, now welcoming residents into their modern homes. Set on a sunny, elevated site close to beaches and local amenities, the village offers a relaxed yet well-connected retirement lifestyle. At its heart is a newly opened village centre—a vibrant hub featuring a café, resident bar, library, and swimming pool where residents gather to connect and enjoy community life. With a full continuum of care available, residents can age in place with confidence, supported by on-site services and a dedicated Activities Coordinator keeping the calendar full.

Your home

Living options

Modern Homes for Every Lifestyle

Summerset Waikanae offers a range of high-quality living options designed for independent living and beyond.

Villas: two or three-bedroom modern villas with spacious open-plan living, contemporary kitchens, and garages with internal access
Cottages: compact, low-maintenance homes
Serviced Apartments: for those wanting additional support
Care Apartments & Suites: for rest home level care
Memory Care Apartments: in a Ministry of Health certified memory care centre
Living options
A day in the life

What living here is actually like

Village life centres on connection, wellness, and enjoyment.

Activities & Community

The village centre is the heart of the community, offering resort-style facilities and a full calendar of events. An on-site Activities Coordinator ensures there's always something to do, whether indoors or out. The Divine Café serves contemporary food made fresh on site with seasonal, locally grown produce, and is open to residents and the local community.

Indoor swimming pool and indoor spa pool
Recreational bowling green and lawn bowls
Exercise room and exercise classes
Library, cinema room, and lounge with large-screen TV
Resident bar with happy hours
Hair salon
Communal vegetable gardens
Resident workshop
Piano
Organised outings and activities
Movie nights, quizzes, bingo, cards and board games
Resident dinners
Barbecue facilities
Always something on
On your doorstep

Facilities & services

Café (Divine Café)
Indoor swimming pool
Indoor spa pool
Gym / Exercise room
Library
Cinema room
Resident bar
Lounge with large-screen TV
Hair salon
Recreational bowling green
Lawn bowls
Resident workshop
Communal vegetable gardens
Computer with internet access
Piano
Barbecue facilities
Chapel
Courtesy van
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Summerset Waikanae offers these levels of care on site:

IndependentServicedRest homeHospitalSecure dementia
✓ Support and service packages · Short-term and respite care
Care and community
Where it is

Setting & neighbourhood

Summerset Waikanae is located on the Kāpiti Coast in Waikanae, set on a sunny, elevated site with easy access to beaches, cafés, shopping, scenic walkways, and all the attractions of the region. The village benefits from convenient transport links, making it ideal for those seeking a relaxed yet well-connected retirement lifestyle. The local community is welcoming, with the village café open to residents and visitors alike.

Interested?

Like the look of Summerset Waikanae?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
38
Below average · #358 of 520
Better than 31% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
not enough resales disclosed
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 38 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser