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Summerset on the Coast
photos: operator / Village Guide
Retirement living · Paraparaumu, Kapiti Coast

Summerset on the Coast

Summerset Villages (paraparaumu) Limited · heart of the Kapiti Coast · villas, apartments + care centre with rest home & hospital care
Life Score
81
Exceptional
Capital Back
36
the money ↓
See what life here is like — then weigh what it means for your family further down.
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The village

Life here

Summerset on the Coast is a beautifully landscaped, modern village in the heart of the Kapiti Coast, with easy access to State Highway 1 and nearby shopping. The village centre is the heart of community life, offering a Divine Café with fresh, seasonal menus, a library, bowling green, exercise room, and a calendar of organised activities. Whether you choose a spacious villa with garage, a comfortable apartment, or move into the on-site care centre as needs change, you're part of a warm, welcoming community where care is available on-site should you need it.

Your home

Living options

Homes to Suit Your Style

Choose from modern villas with gardens and garages, or apartments—all designed for comfort and independence. The on-site care centre offers rest home and hospital-level rooms for those needing additional support.

✓ 2-bedroom villas or 2-bedroom with study
✓ Modern, bright, spacious open-plan living
✓ Contemporary kitchen, large bathroom, self-contained laundry
✓ Outdoor living and garden
✓ Single garage with internal access
✓ Apartments available
✓ Care Centre standard, premium & deluxe rooms
Living options
A day in the life

What living here is actually like

Life at Summerset on the Coast revolves around connection, activity, and wellbeing.

A Calendar Full of Moments

An on-site Activities Coordinator ensures there's always something to do. Dine at the Divine Café with wholesome, locally sourced menus, or gather in the lounge for movie nights. Whether you're keen on lawn bowls, arts and crafts, social outings, or quiet time in the library, the village's indoor and outdoor spaces invite you to live as you choose.

✓ Divine Café with contemporary menus
✓ Library and computer with internet
✓ Bowling green and lawn bowls
✓ Arts and crafts
✓ Organised outings and entertainment
✓ Resident dinners and bar happy hours
✓ Exercise classes
✓ Cards and board games
✓ Communal vegetable gardens
✓ Piano and petanque
✓ Barbecue facilities
✓ Lounge with large screen TV
✓ Courtesy van for outings
Always something on
On your doorstep

Facilities & services

Divine Café
Library
Bowling green
Exercise room
Pool table
Barbecue area
Lounge with large screen TV
Computer with internet access
Piano
Petanque court
Communal vegetable gardens
Courtesy van
Residents' bar
Playground
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Summerset on the Coast offers these levels of care on site:

Independent→Serviced→Rest home→Hospital
✓ Doctor available for appointments · Physiotherapy available for appointments · Emergency call system in units · Housekeeping · Linen change
Care and community
Where it is

Setting & neighbourhood

Summerset on the Coast is located at 104 Realm Drive, Paraparaumu, in the heart of the Kapiti Coast. The village sits on the edge of scenic lake, with easy access to State Highway 1 and nearby shopping facilities at Kapiti Landing. The setting combines natural beauty with convenient access to essential services and amenities.

Interested?

Like the look of Summerset on the Coast?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
36
Below average · #385 of 520
Better than 26% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~170 days
median, from 6 recent resales
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 36 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
170 days across recent resales.
84
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 2 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
⏱

How fast your capital comes back

~170 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser