Summerset in the Orchard
photos: operator / Village Guide
Retirement living · Parkvale, Hastings

Summerset in the Orchard

Summerset Villages (hastings) Limited · nestled amongst the orchards · independent villas, townhouses & apartments near Hastings
Life Score
70
Strong
Capital Back
50
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Summerset in the Orchard is a boutique-style independent living village set in the warm, sunny Hawke's Bay, just minutes from Hastings township. Residents enjoy spacious, self-contained homes surrounded by orchards and gardens, with wide footpaths winding through lovely grounds. The village buzzes with activity—from the café and bar to bowling, petanque, and regular organised events—and while there's no on-site care centre, residents have priority access to modern Ministry of Health-certified rest home and hospital care in nearby Napier and Havelock North.

Your home

Living options

Homes

Choose from bright, spacious villas, townhouses, or apartments—all self-contained with modern appliances and plenty of natural light.

2-bedroom villas or 2-bedroom with study
1, 2, or 3-bedroom townhouses
1-bedroom apartments
Contemporary kitchens and large bathrooms
Single garage with internal access (villas)
Outdoor living and gardens
In-built storage
Living options
A day in the life

What living here is actually like

An Activities Coordinator ensures there's always something to do—indoors or out, as much or as little as you choose.

Activities & Facilities

The village takes full advantage of Hawke's Bay's fantastic weather with generous outdoor spaces, while indoor facilities keep you entertained year-round. Enjoy café dining, a resident bar with happy hours, organised outings, and a full calendar of social events.

Café and resident bar
Exercise room and gym
Recreational bowling green and lawn bowls
Petanque court
Outdoor spa pool
Library and computer with internet
Hair salon
Resident workshop and piano
Barbecue facilities
Movie nights and resident dinners
Arts and crafts, cards and board games
Courtesy van for outings
Organised entertainment and social events
Always something on
On your doorstep

Facilities & services

Café
Resident bar
Exercise room
Gym
Recreational bowling green
Lawn bowls
Petanque
Outdoor spa pool
Library
Hair salon
Resident workshop
Piano
Computer with internet access
Barbecue area
Lounge with large screen TV
Courtesy van
Organised outings and activities
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Summerset in the Orchard offers these levels of care on site:

Independent
✓ Doctor available for appointments · Physiotherapy available for appointments · Priority access to rest home care (Napier & Havelock North) · Priority access to hospital care (Napier & Havelock North) · Emergency call system in units
Care and community
Where it is

Setting & neighbourhood

Summerset in the Orchard is beautifully positioned amongst the orchards of Parkvale, on the outskirts of Hastings in the Hawke's Bay. The village enjoys the region's renowned warmth and sunshine, with easy access to state highways and just a few minutes' drive from Hastings township. Generous open spaces, wide footpaths, and lovely gardens create a peaceful pastoral setting, while the location keeps you connected to local amenities and services.

Interested?

Like the look of Summerset in the Orchard?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
50
Around average · #175 of 520
Better than 66% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~204 days
median, from 15 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 50 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
204 days across recent resales.
79
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~204 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 200 days.)

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser