Summerset Cambridge is a developing retirement village in the heart of the Waikato, positioned in a semi-rural setting with stunning views towards Maungakawa, Maungatautari and Pirongia Scenic Reserve mountains. The village offers nearly 260 homes once complete, from spacious villas and cottages to serviced apartments and innovative memory care suites. Residents enjoy the freedom of maintenance-free living in a vibrant, gated community with easy access to cycleways, local cafes, and a welcoming Divine Café at the village centre. Life here balances relaxation with connection—whether you're bowling on the green, swimming in the heated pool, or joining organised outings and social events.
Modern, high-quality living options designed for comfort and independence, with thoughtful features throughout.

A calendar of activities and facilities designed to keep you engaged, entertained, and connected.
An on-site Activities Coordinator ensures there's always something to suit your interests. The Divine Café (open Monday–Sunday, 10am–3pm) welcomes residents and the local community for good food and great coffee. The village centre buzzes with life, and you'll find plenty of ways to relax, socialise, and stay active.

If your health changes, you won't have to leave the place you know. Summerset Cambridge offers these levels of care on site:

Summerset Cambridge is located at 1 Mary Ann Drive in Cambridge, in the heart of the Waikato region. The village sits in a semi-rural setting with scenic views towards Maungakawa, Maungatautari and Pirongia Scenic Reserve mountains. It is conveniently positioned just minutes from the Waikato Expressway, within walking and cycling distance of superb local cafes, and a short drive to local amenities. Cycleways and walkways are on the village's doorstep, making it ideal for those who enjoy an active, accessible lifestyle while maintaining a relaxed retirement environment.
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You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.
The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.
Every operator uses different words for the same thing — we normalise them so you can compare like with like.
Accrues over your first 2 years, charged on the entry price.
Any increase in the licence value at resale is kept entirely by the operator.
Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 317 days.)
Weekly fees stop when you vacate.
We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.
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