Summerset Boulcott
photos: operator / Village Guide
Retirement living · Boulcott, Lower Hutt

Summerset Boulcott

Summerset Villages (lower Hutt) Limited · beside Boulcott's Farm Heritage Golf Club · independent apartments, villas + continuum of care
Life Score
79
Strong
Capital Back
56
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Nestled in the sought-after Lower Hutt suburb of Boulcott, Summerset Boulcott sits beside the picturesque Boulcott's Farm Heritage Golf Club with stunning valley views. This is a home base for people still saying yes to travel, new ideas and a full calendar—with the freedom to slow down whenever you choose. Residents enjoy beautifully appointed apartments and villas, a resort-style village centre, and the reassurance of Summerset's continuum of care if life changes. As one resident, Julie Ball, puts it: "You can get up in the morning and do whatever you want to do. You haven't got to think about maintenance or gardens or other problems."

Your home

Living options

Homes for Every Stage

Summerset Boulcott offers a range of modern, high-quality living options designed for independent living through to full care.

1, 2 and 3 bedroom apartments with generous open-plan living, contemporary kitchens, and private patios or balconies
Villas and cottages
Serviced apartments with on-site support
Care suites and memory care apartments (sold on ORA basis)
Living options
A day in the life

What living here is actually like

Life at Summerset Boulcott revolves around choice, connection and ease.

Activities & Community

An on-site Activities Coordinator ensures a full calendar of events and entertainment. The Divine Café serves contemporary food with fresh, locally grown produce. Resort-style facilities and a resident bar with golf course views create natural gathering spaces.

Indoor swimming pool and indoor spa pool
Recreational bowling green and petanque
Exercise room and gym
Library, cinema room, and lounge with large-screen TV
Hair salon and resident workshop
Communal vegetable gardens
Pool table and piano
Organised outings and social activities
Bar happy hours and movie nights
Cards, board games and arts & crafts
Courtesy van for local trips
Always something on
On your doorstep

Facilities & services

Indoor swimming pool
Indoor spa pool
Gym and exercise room
Recreational bowling green
Petanque court
Library
Cinema room
Communal lounge with large-screen TV
Hair salon
Resident workshop
Resident bar
Divine Café
Barbecue facilities
Communal vegetable gardens
Computer with internet access
Piano
Pool table
Chapel
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Summerset Boulcott offers these levels of care on site:

IndependentServicedRest homeHospitalSecure dementia
✓ Rest home care · Hospital care · Memory care · Short-term and respite care
Care and community
Where it is

Setting & neighbourhood

Summerset Boulcott is located at 1a Boulcott Street in the sought-after Lower Hutt suburb of Boulcott, beside Boulcott's Farm Heritage Golf Club. The village offers stunning views of the surrounding valley and lush greens. With shops, theatres, healthcare and transport close by, everything residents need is within easy reach, making it an ideal base for those who enjoy travel and an active lifestyle while appreciating the convenience of a supportive community.

Interested?

Like the look of Summerset Boulcott?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
56
Above average · #102 of 520
Better than 80% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~30 days
median, from 5 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 56 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
30 days across recent resales.
100
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~30 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser