Summerset at Monterey Park
photos: operator / Village Guide
Retirement living · Hobsonville, Waitakere

Summerset at Monterey Park

Summerset Villages (hobsonville) Limited · Hobsonville waterfront · 270-degree sea views · independent villas, apartments + full continuum of care
Life Score
92
Exceptional
Capital Back
49
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Summerset at Monterey Park sits at the heart of the vibrant Hobsonville Point development, where panoramic water views and modern amenities meet a thriving community. Residents choose from premium Clark Coastal villas, traditional villas, townhouses, and apartments—each designed for comfort and independence. Should care needs change, the on-site Ministry of Health certified care centre offers rest home and hospital-level support, giving peace of mind without leaving home. Life here balances active pursuits—from lawn bowls and exercise classes to organised outings and resident dinners—with the quiet pleasure of waterfront living.

Your home

Living options

Homes to Suit Your Style

A full range of independent living options, from luxury waterside villas to practical apartments and serviced apartments for those wanting additional support.

Clark Coastal villas: 3-bedroom luxury homes with private glass elevator, north-facing decor, harbour views, underfloor heating, double garage
Villas: traditional standalone homes
Townhouses: multi-level living
Apartments: compact independent living
Serviced Apartments: with additional housekeeping and meal delivery support
Living options
A day in the life

What living here is actually like

An active, connected community with year-round activities and contemporary dining.

Always Something to Do

The village's Activities Coordinator ensures a full calendar of events, while on-site catering prepares fresh, seasonal menus daily. Indoor and outdoor facilities cater to every interest—from fitness and creative pursuits to social gatherings and relaxation.

Indoor swimming pool and spa pool
Exercise room with classes
All-weather bowling green and lawn bowls
Resident bar with happy hours
Cinema and movie nights
Library, computer room, piano
Arts & crafts, cards & board games
Men's shed and workshop
Communal vegetable gardens
Café and restaurant dining
Organised outings and entertainment
Courtesy van for residents
Always something on
On your doorstep

Facilities & services

Indoor swimming pool
Indoor spa pool
Exercise room
All-weather bowling green
Resident bar
Cinema
Library
Computer room with internet
Piano
Men's shed / workshop
Hair salon
Beauty clinic
Café and restaurant
Dining room
Barbecue facilities
Communal vegetable gardens
Billiards / pool table
Lounge with large screen TV
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Summerset at Monterey Park offers these levels of care on site:

IndependentServicedRest homeHospital
✓ Registered nurse available for appointments · Doctor available for appointments · Physiotherapy available for appointments · Emergency call system in units · Meal deliveries
Care and community
Where it is

Setting & neighbourhood

Summerset at Monterey Park is set on the water's edge in the thriving Hobsonville Point development in northwest Auckland. The village enjoys stunning 270-degree sea views towards Herald Island and Greenhithe, with convenient access to local shops, cafes, and motorway connections. It is just a 20-minute drive from downtown Auckland, making it an ideal location for those seeking both waterfront tranquility and urban accessibility.

Interested?

Like the look of Summerset at Monterey Park?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
49
Around average · #205 of 520
Better than 61% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~211.5 days
median, from 20 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 49 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
211.5 days across recent resales.
77
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25%

Accrues over your first 2 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~211.5 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser