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Life 64Capital Back 41⚖ Get independent advice
Stillwater Village
photos: operator / Village Guide
Retirement living · Richmond, Tasman

Stillwater Village

Heritage Lifecare Villages Limited · Richmond · independent living + rest home, hospital & dementia care
Life Score
64
Good
Capital Back
41
the money ↓
See what life here is like — then weigh what it means for your family further down.
Stillwater Village Stillwater Village
The village

Life here

Stillwater Village in Richmond offers seniors the freedom of independent living without the burden of home maintenance, set in light, bright surroundings among landscaped gardens. When health needs change, the adjacent Care Home ensures continuity of care—from rest home through hospital, dementia, palliative and respite services. Residents enjoy activities like board games, crafts and indoor bowls, happy hour gatherings, and easy access to Richmond Mall's shops, pharmacy and library. It's a place where you can make new friends, take up hobbies, and enjoy peace of mind knowing comprehensive care is close at hand.

Your home

Living options

Independent Living & Assisted Care

Modern, purpose-built units in a secure community setting, with the option to move to serviced apartments or care suites as needs evolve.

✓ Independent villas
✓ Independent apartments
✓ Serviced apartments
✓ Care suites (sold on ORA)
A day in the life

What living here is actually like

Life at Stillwater is designed around connection and ease.

Activities & Community

Residents participate in regular activities and social events, from board games and crafts to indoor bowls. Happy hour provides a relaxed way to get to know neighbours. Onsite services include hairdressing and podiatry, while Richmond Mall is nearby for shopping, banking and dining.

✓ Board games & crafts
✓ Indoor bowls
✓ Happy hour social gatherings
✓ Hairdressing services
✓ Podiatry services
✓ Close to Richmond Mall
On your doorstep

Facilities & services

Landscaped gardens
Hairdressing
Podiatry
Activity programme
Social events
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Stillwater Village offers these levels of care on site:

Independent→Serviced→Rest home→Hospital→Secure dementia
✓ Registered nurses · Carers · Palliative care · Respite care · Dementia care
Where it is

Setting & neighbourhood

Stillwater Village is located at 60 Templemore Drive in Richmond, Tasman. The village sits in beautifully landscaped gardens and is conveniently positioned just a short distance from Richmond township, where residents can access essential services including a pharmacy, library, and the Richmond Mall with its wide range of shops, banking facilities and cafés.

Interested?

Like the look of Stillwater?

Get the brochure, current pricing and availability, or book a look around — sent straight to you. No pressure, and we'll never pass your details to the village without asking.

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
41
Below average · #319 of 520
Better than 39% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~212 days
median, from 7 recent resales
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 41 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
212 days across recent resales.
77
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
⏱

How fast your capital comes back

~212 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 226 days.)

Market: median 154 days; 21 villages still average over a year.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser