St Andrew's Village
photos: operator / Village Guide
Retirement living · Glendowie, Auckland City

St Andrew's Village

St Andrews Housing Trust Board · Glendowie, East Auckland · independent villas, apartments & cottages plus rest home care
Life Score
71
Strong
Capital Back
32
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

St Andrew's Village sits peacefully in Glendowie, East Auckland, where pristine landscaped grounds and architecturally designed homes create a sense of community rather than institutional care. Owned and operated by a charitable trust, the village offers a wide range of living options—from spacious villas with natural light to modern apartments and rental cottages—alongside top-quality facilities and vibrant social life. Residents enjoy the certainty of fixed fees for life, with dignity, independence, and security woven into every aspect of daily living.

Your home

Living options

Homes to Suit Your Style

Choose from architecturally designed villas, spacious modern apartments, or rental cottages. All feature contemporary finishes and thoughtful layouts.

Villas: two, three bedrooms, or two bedrooms plus study
Terraces Apartments: one or two bedrooms with ensuite and balcony
Rental cottages: limited availability
All homes feature natural light and contemporary finishes
Living options
A day in the life

What living here is actually like

Life at St Andrew's Village is vibrant and social.

A Thriving Community

The village hosts year-round activities and events, with onsite facilities open to residents and the public. From fine dining at the Terraces Restaurant to cinema nights, exercise classes, and organised entertainment, there's always something to enjoy.

Terraces Restaurant and Café
Cinema and movie nights
Gym and exercise classes
Library, arts and crafts, piano
Petanque courts and indoor bowls
Communal lounge, bar with happy hours
Quizzes, cards, board games, and social outings
Resident dinners and organised entertainment
Gardening and village-led activities
Always something on
On your doorstep

Facilities & services

Terraces Restaurant
Terraces Salon
Cinema
Gym
Library
Communal lounge
Café
Chapel
Barbecue area
Petanque courts
Indoor bowls
Pool table
Piano
Wellness centre
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. St Andrew's Village offers these levels of care on site:

IndependentRest home
✓ Registered nurse available for appointments · Podiatrist available for appointments · Beauty therapy services · Housekeeping · Linen change
Care and community
Where it is

Setting & neighbourhood

St Andrew's Village is located at 207 Riddell Road in Glendowie, East Auckland. The village feels more like a lovely leafy green suburb than a traditional retirement community, with pristine landscaped grounds creating a peaceful, welcoming environment. The setting combines the tranquility of suburban living with easy access to East Auckland amenities.

Interested?

Like the look of St Andrew's?

Get the brochure, current pricing and availability, or book a look around — sent straight to you. No pressure, and we'll never pass your details to the village without asking.

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
32
Capital-unfriendly · #427 of 520
Better than 18% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
10%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
not enough resales disclosed
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 32 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
10% deferred fee — lower is better.
75
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

10%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser