Pacific Lakes Village
photos: operator / Village Guide
Retirement living · Mount Maunganui, Tauranga

Pacific Lakes Village

Pacific Lakes Village Partnership · Mount Maunganui lakeside · independent villas and terrace houses in park-like grounds
Life Score
55
Good
Capital Back
35
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Nestled on the cusp of Mount Maunganui and Papamoa, Pacific Lakes Village redefines retirement living with spacious modern villas and terrace houses set amongst tranquil park-like grounds and private lakes. This is the first Generus Living village, designed with a considered approach to wellbeing, sustainability and community spirit. The striking Pavilion—a 2,500m² architectural centrepiece overlooking the lakes—has become the social heart, where residents gather for café culture, dining, arts, wellness treatments and organised entertainment. It's a place for active, independent living in a setting that is unique in class.

Your home

Living options

Spacious Independent Homes

Architecturally-designed contemporary villas and terrace houses positioned to make the most of beautiful lake surroundings.

Modern villas from $995,000
Terrace houses available
Spacious floor plans with style and privacy
Lake and park views
Living options
A day in the life

What living here is actually like

The Pavilion and village grounds create a vibrant social hub.

Community & Wellness

Residents enjoy a café, brasserie and lounge bar, versatile event spaces, art studio, library and billiards room. The wellness suite offers salon, nail spa and treatment services. A full calendar of activities, fitness classes, social outings and organised entertainment keeps the community connected and active.

Café and brasserie dining
Bar and lounge with happy hours
Art studio and library
Wellness suite with salon and nail spa
Gymnasium and outdoor gym circuit
Tennis court and bowling green
Aquacentre
Pétanque and multi-purpose green
Exercise classes and fitness programmes
Movie nights and resident dinners
Organised entertainment and social outings
Events and functions space
Always something on
On your doorstep

Facilities & services

The Pavilion community centre
Café and brasserie
Bar and lounge
Restaurant
Art studio
Library
Billiards room
Wellness suite with salon and nail spa
Gymnasium
Outdoor gym circuit
Tennis court
Bowling green
Aquacentre
Pétanque court
Multi-purpose green
Covered BBQ area
Indoor activity area
Expansive entertainment centre
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Pacific Lakes Village offers these levels of care on site:

Independent
Care and community
Where it is

Setting & neighbourhood

Pacific Lakes Village is located at 242 Grenada Street, Mount Maunganui, on the cusp of Mount Maunganui and Papamoa in the Bay of Plenty. The village is set amongst tranquil park-like grounds featuring stunning private waterways, creating a unique and picturesque setting for active retirement living. The location combines the appeal of a natural, peaceful environment with proximity to local amenities.

Interested?

Like the look of Pacific Lakes?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
35
Below average · #395 of 520
Better than 24% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~127 days
median, from 6 recent resales
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 35 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
127 days across recent resales.
90
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~127 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 141 days.)

Market: median 154 days; 21 villages still average over a year.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser