Pacific Coast Village
photos: operator / Village Guide
Retirement living · Papamoa, Tauranga

Pacific Coast Village

Pacific Coast Village Partnership · Papamoa Beach, between Mount Maunganui and Tauranga · independent villas, serviced apartments + rest home & hospital care
Life Score
76
Strong
Capital Back
11
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Perched on the cusp of Mount Maunganui and Pāpāmoa—consistently voted one of New Zealand's top beachside resort destinations—Pacific Coast Village offers far more than location. This is an entirely new retirement experience, where residents enjoy resort-style living with the comfort and security of home. Architecturally designed villas with spacious living areas flow onto external patios, while a 250-metre beach boardwalk, international bowling green, 25-metre swimming pool and grand Beach House create a vibrant, active community. It's a place people are proud to call home.

Your home

Living options

Residences

Pacific Coast Village offers a range of architecturally designed homes finished to a high standard, with options to suit different levels of independence and support.

Independent Villas – spacious dining and living areas, external patio, internal access garaging
Serviced Apartments (Assisted Living) – from $595,000
Rest Home & Hospital Care – through Pacific Coast Care Centre - Te Manaaki
Living options
A day in the life

What living here is actually like

Life at Pacific Coast Village is akin to a resort – but with the safety and security that a village provides.

Vibrant Community & Facilities

The village offers unprecedented resort-style facilities rarely seen in New Zealand. Residents enjoy an active lifestyle with access to world-class amenities, organised activities, dining options and social connection.

250-metre beach boardwalk
25-metre indoor swimming pool
International-sized bowling green
Summer House community pavilion & grand Beach House
Community Centre, Library, Cinema
Restaurant/Café, Dining Room, Bar
Gym, Exercise classes
Arts & crafts, Cards & board games, Billiards
Lawn bowls, Organised entertainment, Social outings
Resident dinners, Quizzes
Garden plots, Hairdresser, BBQ area
Village van for outings
Always something on
On your doorstep

Facilities & services

Community Centre
Library
Cinema
Restaurant/Café
Dining Room
Bar
Indoor swimming pool (25-metre)
Spa pool
Gym
Bowling green (international-sized)
Lawn bowls
Beach boardwalk (250-metre)
Summer House pavilion
Beach House
BBQ area
Garden plots
Hairdresser
Wellness centre
Village van
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Pacific Coast Village offers these levels of care on site:

IndependentServicedRest homeHospital
✓ Emergency call system in units · Wellness centre
Care and community
Where it is

Setting & neighbourhood

Pacific Coast Village is ideally situated on Maranui Street in Papamoa Beach, between Mount Maunganui and Tauranga, in the Bay of Plenty. The location is consistently voted one of New Zealand's top beachside resort destinations, with white sands, sparkling sea and year-round great climate. The village is just minutes from the shops, cafes and restaurants of Mount Maunganui, and a little further to bustling downtown Tauranga. It's approximately 35 minutes by flight or a relaxing morning's drive to Auckland.

Interested?

Like the look of Pacific Coast?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
11
Capital-unfriendly · #511 of 520
Better than 2% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
not enough resales disclosed
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 11 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 2 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser