Lochlea Lifestyle Resort
photos: operator / Village Guide
Retirement living · Allenton, Ashburton

Lochlea Lifestyle Resort

Brv Holdings Limited · Ashburton, Mid Canterbury · independent villa living in a secure gated community
Life Score
49
Basic
Capital Back
57
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Nestled on 6.2 hectares in the heart of Mid Canterbury, Lochlea Lifestyle Resort offers luxury independent living just 85 kilometres from Christchurch and Timaru. The secure gated community will eventually comprise 109 villas, each thoughtfully positioned to catch the sun with landscaped gardens and attached garaging. At the heart of the resort sits Lochlea Lodge, home to impressive recreational facilities and a vibrant community spirit where residents enjoy as much or as little social engagement as they choose.

Your home

Living options

Resort Villas

Two and three bedroom villas designed for comfort and accessibility, with quality finishes and flexible customisation options.

2 and 3 bedroom villas
Single and double attached garaging
Wheelchair accessible
Double-glazed, tinted glass throughout
Air conditioning in all villas
Well insulated for year-round comfort
Landscaped gardens and lawns
24-hour emergency call system
Pre-selected colour schemes and carpet ranges
Quality floor coverings and drapes available
A day in the life

What living here is actually like

Lochlea Lodge is the heart of the resort, offering a wealth of recreational and social opportunities.

Community & Recreation

Residents enjoy a vibrant lifestyle with access to heated indoor swimming pool and spa, gymnasium, craft room, library, lounge and bar. Outdoor pursuits include bowling and putting greens, croquet court, and barbecue area. A village van is available for outings, and Ashburton's two exceptional salmon and trout fishing rivers are nearby.

Heated indoor swimming pool and spa
Gymnasium
Craft room
Library
Lounge and bar
Bowling and putting greens
Croquet court
Barbecue area
Village van for outings
Access to salmon and trout fishing rivers
On your doorstep

Facilities & services

Heated indoor swimming pool and spa
Gymnasium
Craft room
Library
Lounge and bar
Bowling and putting greens
Croquet court
Barbecue area
Village van
Lochlea Lodge recreational complex
Gated secure community
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Lochlea Lifestyle Resort offers these levels of care on site:

IndependentRest homeHospitalSecure dementia
Care and community
Where it is

Setting & neighbourhood

Lochlea Lifestyle Resort is located in Ashburton, a charming rural town in the heart of Mid Canterbury, positioned on 6.2 hectares of flat land in Lochlea Estate off Racecourse Road. The village is close to the Allenton shopping centre, Ashburton Racecourse, and Allenton Golf Club, with easy access to both Christchurch (85 km) and Timaru (85 km). The surrounding area offers excellent recreational opportunities, including two exceptional salmon and trout fishing rivers that border Ashburton.

Interested?

Like the look of Lochlea?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
57
Above average · #79 of 520
Better than 85% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
28%
charged on your entry price
Your share of capital gain
50%
you keep some of any uplift
Time to get capital back
~28 days
median, from 8 recent resales
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 57 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
28% deferred fee — lower is better.
30
Share of capital growth Capital gain to resident — weighted 15%
You keep 50% of any uplift.
50
Speed your capital returns Median resale time — weighted 30%
28 days across recent resales.
100
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

28%

Accrues over your first 4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

50% to the resident

You keep a share of any increase in the licence value at resale.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~28 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 68.6 days.)

Market: median 154 days; 21 villages still average over a year.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser