Kensington Court Village
photos: operator / Village Guide
Retirement living · Stoke, Nelson

Kensington Court Village

Ucg Kensington Court Limited · Stoke, Nelson · independent villas, apartments & studios plus on-site care home
Life Score
76
Strong
Capital Back
33
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Nestled in landscaped gardens in Stoke, Kensington Court has been a trusted part of the Nelson community for over 20 years. Residents like Harold and Betty appreciate the balance of independence and peace of mind—a smaller village feel with full amenities and trained staff just a call button away. Life here centres on companionship, choice, and the freedom to age in place, whether you're enjoying activities in your villa or receiving care in the on-site home.

Your home

Living options

Independent & Assisted Living

Well-appointed, tastefully designed homes set amongst park-like gardens, with options to add support services as needed.

One & two bedroom villas with internal garage
One bedroom apartments
Studio apartments
Care Suite units
All with 24-hour in-unit call buttons
Ground floor garden view rooms with partial or full en suites
Living options
A day in the life

What living here is actually like

A well-managed, ever-changing activities programme provides companionship and fun.

Activities & Community

Residents enjoy regular social events, organised entertainment, and access to visiting health professionals. Weekly shopping trips via village van, happy hours, and a welcoming homely atmosphere encourage connection.

Activities programme with arts & crafts, exercise classes, quizzes, cards & board games
Organised entertainment and social outings
Library and piano
Bingo and regular happy hour
Weekly shopping trips via village van
Dietician-approved meals catering for special dietary needs
Prescription service
Always something on
On your doorstep

Facilities & services

Dining room
Library
Piano
Hairdresser (by appointment)
Village van for shopping & outings
24-hour call system in all units
On-site care home
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Kensington Court Village offers these levels of care on site:

IndependentServicedRest homeHospitalRespite carePalliative care
✓ Registered nurse · Podiatrist · Physiotherapist · Doctor · Dietitian
Care and community
Where it is

Setting & neighbourhood

Kensington Court is located in Stoke, Nelson, within easy reach of essential services and local amenities. The village sits close to a supermarket, medical centre, shopping centre, library, local churches, bowling club, and Saxton Cricket Oval. Its landscaped gardens provide a peaceful setting while maintaining convenient access to the wider community.

Interested?

Like the look of Kensington Court?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
33
Capital-unfriendly · #410 of 520
Better than 21% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~164 days
median, from 5 recent resales
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 33 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
164 days across recent resales.
84
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~164 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 178 days.)

Market: median 154 days; 21 villages still average over a year.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser