Jane Winstone Retirement Village
photos: operator / Village Guide
Retirement living · Saint Johns Hill, Whanganui

Jane Winstone Retirement Village

Jane Winstone Retirement Village Limited · St Johns Hill, Whanganui · independent living + assisted apartments + full care continuum
Life Score
96
Exceptional
Capital Back
50
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Jane Winstone Village sits in sought-after St Johns Hill, within walking distance of the beautiful Virginia Lake Reserve and local shops. Whether you choose a spacious townhouse or the added support of an assisted-living apartment, you'll find a vibrant community where independence meets connection. If your care needs change, the on-site care centre—offering rest home, hospital, and specialist dementia care—means you can age in place within the same village community. Life here is rich: from organised outings and creative pursuits to chef-prepared meals, a heated pool, bowling green, and a grand atrium where residents gather.

Your home

Living options

Independent & Assisted Living

Light, spacious homes designed with the 70-plus person in mind, thoughtfully laid out for warmth and comfort year-round. Assisted-living apartments add housekeeping and chef-prepared meals to the independence you cherish.

Townhouses
Serviced apartments
Ensuite rooms
Studio to 1-bedroom options
Secure, mowed lawns & maintained grounds
Living options
A day in the life

What living here is actually like

Community is central to life at Jane Winstone.

Always Something to Do

From organised events and shopping trips to activities that inspire movement, residents enjoy a full calendar. Chef-prepared meals, a vibrant social scene, and world-class amenities create a lifestyle that gets richer with age.

Organised entertainment & social outings
Resident dinners & bar happy hours
Movie nights, quizzes & bingo
Choir & writers group
Arts & crafts, cards & board games
Exercise classes & aqua aerobics
Lawn bowls & billiards
Library, computer room & workshop
Dining room with chef-prepared meals
Hair salon & beauty treatments
Village shop & café
Always something on
On your doorstep

Facilities & services

Community centre
Library
Computer room
Hairdresser & beauty salon
Village shop
Historic chapel
Gym
Billiards/pool table
Dining room
Bar
Spa pool
Indoor heated swimming pool
All-weather bowling green
Communal lounge
Cinema room
Grand internal atrium
Workshop
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Jane Winstone Retirement Village offers these levels of care on site:

IndependentServicedRest homeHospitalSecure dementia
✓ Registered nurse available for appointments · Doctor available for appointments · Emergency call system in units · In-home personal assistance (showering/grooming) · Village van
Care and community
Where it is

Setting & neighbourhood

Jane Winstone Village is located on Oakland Avenue in St Johns Hill, Whanganui, within walking distance of the beautiful Virginia Lake Reserve—perfect for strolls and birdwatching—and local shops. The neighbourhood offers rich cultural experiences: the Sarjeant Gallery with over 8,500 works spanning 400 years, and the Paddle Steamer Waimarie, New Zealand's only coal-fired paddle steamer on the Whanganui River. The village sits in a sought-after residential area with easy access to community amenities and natural beauty.

Interested?

Like the look of Jane Winstone?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
50
Around average · #177 of 520
Better than 66% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~114 days
median, from 18 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 50 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
114 days across recent resales.
92
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 2.5 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~114 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser