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Capital Back 38⚖ Get independent advice
Hokianga Masonic Village
photos: operator / Village Guide
Retirement living · Dargaville, Kaipara

Hokianga Masonic Village

Masonic Villages Limited · Dargaville · independent living apartments in a peaceful, secure community
Capital Back
38
the money ↓
See what life here is like — then weigh what it means for your family further down.
Hokianga Masonic Village Hokianga Masonic Village Hokianga Masonic Village Hokianga Masonic Village Hokianga Masonic Village Hokianga Masonic Village Hokianga Masonic Village
The village

Life here

Hokianga Masonic Village sits peacefully on Hokianga Road in Dargaville, Northland, bordered by St Joseph School and Sacred Heart Parish. This independent living community brings together residents of similar ages and interests in a secure, welcoming environment. Close to hospitals and the rural hub of Dargaville, it strikes the perfect balance between accessibility for those who love getting out and about, and the tranquillity of a purpose-built village setting.

Your home

Living options

Independent Living Units

Two-bedroom homes available as License to Occupy (ORA) units or rentals, with flexible parking options.

✓ 18 two-bedroom License to Occupy units
✓ 2 two-bedroom rental units
✓ 3 brand new two-bedroom ORA units under construction
✓ Communal garage, carports, and some internal access garages
Living options
A day in the life

What living here is actually like

Life at Hokianga Masonic Village centres on community and convenience.

A Friendly, Relaxed Environment

Residents enjoy a peaceful village setting with neighbours of similar ages and interests. The location offers easy access to Dargaville's amenities, nearby hospitals, and schools, making it ideal for those who want to stay active and engaged.

✓ Secure village setting
✓ Close proximity to hospitals
✓ Walking distance to schools and local services
✓ Community of like-minded residents
Always something on
On your doorstep

Facilities & services

Communal garage
Carports
Internal access garages
Secure village grounds
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Hokianga Masonic Village offers these levels of care on site:

Independent
Care and community
Where it is

Setting & neighbourhood

Hokianga Masonic Village is conveniently situated in Dargaville, Northland, just a short distance from the rural hub of the town. The village borders St Joseph School and Sacred Heart Parish, and sits close to hospitals, making it an ideal location for those seeking both accessibility and tranquillity. Residents benefit from easy access to essential services and local amenities while enjoying the peaceful, secure environment of a purpose-built retirement community.

Interested?

Like the look of Hokianga Masonic?

Get the brochure, current pricing and availability, or book a look around — sent straight to you. No pressure, and we'll never pass your details to the village without asking.

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
38
Below average · #343 of 520
Better than 34% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
25%
~$70k on a $280k unit, over 3 years
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
—
not enough resales disclosed
Fees after you leave
Stop
good — many villages keep charging
7 years
Your estate receives
$225,000
Operator keeps (deferred fee)$55,000
Share of your $280,000 back80%
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 38 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
25% deferred fee — lower is better.
38
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

25% of $280,000 = ~$70,000

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
✓

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • Roughly $70,000 is gone in deferred fees within 3 years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser