Greenwich Gardens
photos: operator / Village Guide
Retirement living · Unsworth Heights, North Shore

Greenwich Gardens

Metlifecare Retirement Villages Limited · Unsworth Heights, North Shore · independent apartments + aged care on 4.4 hectares
Life Score
79
Strong
Capital Back
48
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Set on over 4.4 hectares of stunning landscaped gardens in the heart of Unsworth Heights, Greenwich Gardens is a thriving, active retirement community where residents enjoy resort-quality living with spacious apartments and premium finishes. With over 40 activities a week—from bowls and mah-jong to ukulele groups—this is a place full of fun and freedom. An active, dynamic and diverse community, Greenwich Gardens welcomes friends, family and pets to share in its first-class facilities and exceptional village life.

Your home

Living options

Homes Designed Around Your Needs

Resort-quality independent living in spacious, thoughtfully designed apartments with premium finishes, plus aged care suites for rest home to hospital-level care.

One, two & three-bedroom apartments with premium finishes
Brand-new apartments now releasing and selling
Two & three-bedroom villas with internal access garage, private patio/deck & garden
Care Suites (studios and 1-bedroom with separate lounge) for rest home to hospital-level care
Carpark included with apartments
Living options
A day in the life

What living here is actually like

An active, dynamic community full of fun and freedom.

Over 40 Activities a Week

Residents enjoy a vibrant social calendar with organised entertainment, dining experiences, and access to resort-quality facilities. The Atrium Café is open to the public, welcoming friends, family and pets to share in the village's exceptional community.

Lawn bowls, bowls green & putting green
Mah-jong, cards & board games, billiards/pool table
Ukulele group, arts & crafts, cinema room
Exercise classes, table tennis, quizzes & bingo
Movie nights, resident dinners, bar happy hours
Social outings & organised entertainment
Atrium Café (open to public), restaurant/dining room, bar
Library, piano, communal lounge
Always something on
On your doorstep

Facilities & services

Indoor swimming pool
Spa pool
Gym with exercise classes
Bowling green & putting green
Men's Shed / Workshop
Garden plots
Library
Cinema room
Piano
Billiards/pool table
Table tennis
Hairdresser & beauty salon
Restaurant/café & bar
BBQ area
Lock-up storage
Wellness centre
Health clinic
24/7 emergency response system
Village van & courtesy cars
Security: locked gates at night, 24-hour staff, security cameras
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Greenwich Gardens offers these levels of care on site:

IndependentRest homeHospital
✓ Registered nurse available for appointments · Physiotherapy available for appointments · Podiatry available for appointments · Meal deliveries · Housekeeping
Care and community
Where it is

Setting & neighbourhood

Greenwich Gardens is located in Unsworth Heights on Auckland's North Shore, a contemporary and upmarket neighbourhood. Set on over 4.4 hectares of stunning landscaped gardens, the village offers a pristine and positive environment in the heart of the suburb. The location is convenient to the main village centre, with easy access to local amenities and services.

Interested?

Like the look of Greenwich Gardens?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
48
Around average · #218 of 520
Better than 58% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~159 days
median, from 27 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 48 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
159 days across recent resales.
85
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~159 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser