Frances Hodgkins Retirement Village
photos: operator / Village Guide
Retirement living · Saint Clair, Dunedin

Frances Hodgkins Retirement Village

Frances Hodgkins Retirement Village Limited · St Clair, Dunedin · independent apartments, assisted living + rest home care with panoramic city views
Life Score
82
Exceptional
Capital Back
60
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Perched in St Clair with stunning views over Dunedin city, the harbour and down to the beach, Frances Hodgkins Village sits in beautifully landscaped gardens where residents enjoy the perfect blend of independence and vibrant community. Whether you're soaking up peace in your own sanctuary, taking a book to the library with friends, or heading out on holiday knowing your home is secure, life here is designed around your rhythm. The village pulses with organised events, shopping trips, exercise classes and social gatherings—there's always something to do, and the measure of a full life here only gets richer with age.

Your home

Living options

Independent & Assisted Living

Light, spacious apartments designed with the 70-plus person in mind, thoughtfully laid out for warmth and comfort year-round. Assisted-living serviced apartments add housekeeping and chef-prepared meals to the independence you love.

Independent apartments
Serviced apartments (assisted living)
Ensuite rooms
Architecturally designed spaces
Security and peace of mind
Living options
A day in the life

What living here is actually like

Community is woven into every day.

Activities & Amenities

From the dining room and club bar to the library, hair salon and beauty treatments, Frances Hodgkins offers spaces to connect, unwind and thrive. Residents enjoy organised entertainment, shopping trips, exercise classes, book clubs, movie nights, bingo and guest speakers—plus casual pleasures like billiards, cards and board games.

Dining room with chef-prepared meals
Library and reading spaces
Hair & beauty salon
Club bar with happy hours
Communal lounges and conservatory
Village shop
Billiards and pool table
Exercise classes
Organised entertainment and social outings
Movie nights, bingo, quizzes
Book club and guest speakers
Shopping trips
Always something on
On your doorstep

Facilities & services

Dining room
Library
Hair & beauty salon
Club bar
Communal lounges
Conservatory
Village shop
Billiards / pool table
Computer room
Terrace
Indoor bowls
Care centre with 51 rest home beds
Village van
24-hour staff on-site
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Frances Hodgkins Retirement Village offers these levels of care on site:

IndependentServicedRest home
✓ Registered nurse available for appointments · Doctor available for appointments · In-home personal assistance (showering, grooming) · Meal deliveries · Housekeeping
Care and community
Where it is

Setting & neighbourhood

Located in Fenton Crescent, St Clair, Frances Hodgkins Village captures the sun and enjoys magnificent panoramic views over Dunedin city, the harbour, Forbury Park and down to St Clair Beach. The neighbourhood is vibrant and accessible: St Clair Beach is just a 2-minute drive away with local cafes, St Clair Bowling Club is 2 minutes away, and Dunedin CBD is only 10 minutes' drive. The village sits in beautifully landscaped gardens with parks nearby, offering both tranquility and easy access to the wider community.

Interested?

Like the look of Frances Hodgkins?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
60
Above average · #51 of 520
Better than 90% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~125 days
median, from 12 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 60 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
125 days across recent resales.
90
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~125 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser