Fitzroy of Merivale
photos: operator / Village Guide
Retirement living · Merivale, Christchurch

Fitzroy of Merivale

Fitzroy Village (2016) Limited · Rest home in the heart of Merivale · personalised care for up to 30 residents
Life Score
80
Exceptional
Capital Back
34
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Fitzroy of Merivale is a boutique rest home housed in a historic 1898 mansion with later additions by renowned architect Cecil Wood, nestled in the charming Merivale precinct of Christchurch. With a maximum of 30 residents, it offers personalised care in an intimate, home-like setting rather than an institutional environment. The property sits amid established gardens and is surrounded by shops, cafés, restaurants, medical services, and public transport—giving residents and their families easy access to everything the vibrant Merivale neighbourhood offers.

Your home

Living options

Rest Home Care

Fitzroy of Merivale provides rest home accommodation in a beautifully presented private home setting.

Maximum 30 residents
Private home environment
Personalised care
Living options
A day in the life

What living here is actually like

Life at Fitzroy of Merivale centres on comfort, dignity, and connection.

A Welcoming Community

Residents enjoy the tranquility of manicured gardens and the convenience of being in the heart of Merivale, where family and friends can easily visit and explore nearby cafés, restaurants, shops, and services. The intimate scale of the home fosters a warm, personalised approach to daily living.

Established, tranquil gardens
Close to Merivale shops and cafés
Easy access to medical services
Public transport nearby
Family-friendly visiting environment
Always something on
On your doorstep

Facilities & services

Tranquil gardens
Beautifully presented home environment
On-site management
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Fitzroy of Merivale offers these levels of care on site:

Rest home
✓ Rest home care · Personalised care support
Care and community
Where it is

Setting & neighbourhood

Fitzroy of Merivale is located at 4 McDougall Avenue in Merivale, Christchurch—a vibrant, established neighbourhood that serves as a busy hub in its own right. The precinct offers easy access to a stylish mall with Fresh Choice supermarket, a wide range of retail stores, restaurants, cafés, medical practitioners (doctors, dentists), banks, NZ Post, pharmacies, hairdressers, city bus service, and taxi stands. The property itself is set in established, manicured gardens, creating a peaceful retreat while remaining at the heart of community life.

Interested?

Like the look of Fitzroy of Merivale?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
34
Capital-unfriendly · #403 of 520
Better than 23% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
8%
~$8k on a $95k unit, over 3 years
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
not enough resales disclosed
Fees after you leave
Continue
charged until the unit resells
7 years
Your estate receives
$36,000
Operator keeps (deferred fee)$59,000
Share of your $95,000 back38%
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 34 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
8% deferred fee — lower is better.
80
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

8% of $95,000 = ~$8,000

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • Roughly $8,000 is gone in deferred fees within 3 years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser