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Dunblane Village
photos: operator / Village Guide
Retirement living · Kaiti, Gisborne

Dunblane Village

Riversaint Villages Limited · Kaiti, Gisborne · independent villas with garden living · nestled within Dunblane Lifecare grounds
Capital Back
14
the money ↓
See what life here is like — then weigh what it means for your family further down.
Dunblane Village Dunblane Village Dunblane Village Dunblane Village
The village

Life here

Dunblane Village sits peacefully within the beautifully landscaped grounds of Dunblane Lifecare in Kaiti, Gisborn. Here, independence meets ease—you enjoy the freedom to come and go as you please while someone else handles the gardening and upkeep. The village is just minutes from local shops, and the proximity to Dunblane Lifecare means you can stay close to loved ones who may need care.

Your home

Living options

Garden Villas

Comfortable, sun-drenched 1-bedroom garden villas designed to maintain that standalone home feel with all the benefits of a supported community.

✓ 1-bedroom garden villas
✓ Maintenance-free living
✓ Gardening services included
✓ Independent living with support available
Living options
A day in the life

What living here is actually like

Life at Dunblane Village centres on freedom and ease.

Independent Living with Support

You have the freedom to come and go as you please, invite family to stay, and enjoy beautifully landscaped communal gardens. Everything you need is on site, with local shopping just minutes away.

✓ Landscaped gardens
✓ On-site facilities
✓ Close to local amenities
✓ Community support and security
On your doorstep

Facilities & services

Landscaped gardens
Maintenance and gardening services
On-site support
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Dunblane Village offers these levels of care on site:

Independent
Care and community
Where it is

Setting & neighbourhood

Dunblane Village is located at 178 Rutene Road in Kaiti, Gisborne, nestled within the grounds of Dunblane Lifecare. The village sits in a peaceful, well-maintained setting with beautifully landscaped gardens. Local shopping and amenities are just a few minutes away, making it convenient for daily needs while maintaining a quiet, residential atmosphere.

Interested?

Like the look of Dunblane?

Get the brochure, current pricing and availability, or book a look around — sent straight to you. No pressure, and we'll never pass your details to the village without asking.

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
14
Capital-unfriendly · #507 of 520
Better than 3% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
27%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
—
not enough resales disclosed
Fees after you leave
Continue
charged until the unit resells
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 14 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
27% deferred fee — lower is better.
32
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Fees stop when you leave Weekly fees on exit — weighted 15%
Fees continue until the unit resells.
0
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

27%

Accrues over your first 5.4 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.
↑

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.
!

Fees & interest on exit

Watch this

Weekly fees continue until the unit resells.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser