Charles Fleming Retirement Village
photos: operator / Village Guide
Retirement living · Waikanae, Kapiti Coast

Charles Fleming Retirement Village

Charles Fleming Retirement Village Limited · Waikanae, Kapiti Coast · independent apartments + assisted living + rest home, hospital & dementia care
Life Score
99
Exceptional
Capital Back
50
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Set amongst beautifully landscaped gardens near Waikanae township, Charles Fleming offers a complete retirement journey. Whether you're enjoying independent living in architecturally designed apartments and townhouses, or transitioning to assisted living or specialist care, you remain part of the same vibrant community. With a state-of-the-art care centre offering 120 rooms for rest home, hospital and dementia care, your needs are met without leaving the village you've come to call home.

Your home

Living options

Independent & Assisted Living

Choose from light, spacious townhouses designed with the 70-plus person in mind, or independent apartments. Assisted-living serviced apartments add chef-prepared meals and housekeeping to the independence you value.

Townhouses
Independent apartments
Serviced apartments (assisted living)
Ensuite rooms
Premium rooms available
Living options
A day in the life

What living here is actually like

Life at Charles Fleming is rich with opportunity.

Community & Activities

From organised entertainment and shopping trips to quiet moments in beautifully landscaped gardens, there's always something to inspire movement and connection. The village buzzes with a cinema, library, gym, indoor heated swimming pool, spa, bowling green and bar—plus regular resident dinners, movie nights, yoga, karaoke and social outings.

Cinema & movie nights
Library & computer room
Indoor heated swimming pool & spa pool
All-weather bowling green & lawn bowls
Gym & exercise classes
Workshop / Men's Shed
Arts & crafts
Billiards & petanque
Hairdresser & beauty salon
Village shop & bar
Dining room with chef-prepared meals
Organised entertainment & social outings
Yoga, karaoke, bingo & quizzes
Always something on
On your doorstep

Facilities & services

Community Centre
Cinema
Library
Computer Room
Workshop / Men's Shed
Hairdresser
Beauty Salon
Village Shop
Chapel
Gym
Billiards / Pool Table
Petanque Court
Dining Room
Bar
Piano
Spa Pool
Indoor Swimming Pool
Bowling Green
Communal Lounge
Grand Internal Atrium
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Charles Fleming Retirement Village offers these levels of care on site:

IndependentServicedRest homeHospitalSecure dementia
✓ Registered nurse available for appointments · Doctor available for appointments · Emergency call system in units · In-home personal assistance (showering / grooming) · Meal deliveries
Care and community
Where it is

Setting & neighbourhood

Charles Fleming is located off Parata Street in Waikanae, close to the shops and amenities of Waikanae township on the Kapiti Coast. The village sits amongst beautifully landscaped gardens with nature reserves nearby, including the 14-hectare Nga Manu Nature Reserve home to native birds and reptiles. Waikanae offers local attractions such as Shoreline Cinema and Mahara Gallery, providing easy access to cultural and recreational activities while maintaining a peaceful, garden-like setting.

Interested?

Like the look of Charles Fleming?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
50
Around average · #174 of 520
Better than 67% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
30%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~123 days
median, from 25 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 50 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
30% deferred fee — lower is better.
25
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
123 days across recent resales.
91
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
No interest on delayed repayment.
0
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

30%

Accrues over your first 2.5 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~123 days median

Your capital is repaid once the unit is re-licensed to a new resident.

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser