Cargill is part of the close-knit Invercargill community, nestled in the Waikiwi neighbourhood with easy access to local essentials. At home with us means residents enjoy village, rest home, hospital and respite care all in one place—so if health needs change, the support is already there. Light, bright and welcoming, life here centres on genuine connection: happy hours, board games, K9 visits, indoor bowls, and outings in the care home van, all supported by a team that knows your story.
Choose from independent villas and apartments, or move into rest home and hospital care suites as needs evolve.

Life at Cargill is built around connection and wellbeing.
From happy hours and board games to visits from K9 friends and indoor bowls, there's always something happening. The care home van takes residents on outings, and specialist services—podiatry, hairdressing, dietary advice—are on hand. SKY TV packages are available, and recreational activities keep the community engaged.

If your health changes, you won't have to leave the place you know. Cargill Lifecare & Village offers these levels of care on site:

Cargill is set amongst beautifully landscaped gardens in the Waikiwi neighbourhood of Invercargill, just a hop, skip and jump from Waikiwi shopping centre where you'll find essentials including a bank and pharmacy. A few minutes further and you're in the heart of Invercargill. Part of the close-knit local community, the village offers easy access to all the services and social life of the region.
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You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.
The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.
Every operator uses different words for the same thing — we normalise them so you can compare like with like.
Accrues over your first 3 years, charged on the entry price.
Any increase in the licence value at resale is kept entirely by the operator.
Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 130 days.)
Weekly fees continue until the unit resells, and interest is payable if your capital is returned late.
We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.
Request an ORA review → Talk to a financial adviser