Ascot Retirement Village
photos: operator / Village Guide
Retirement living · Taradale, Napier

Ascot Retirement Village

BUPA Retirement Villages Limited · Invercargill, Southland · independent villas + on-site care home
Life Score
80
Exceptional
Capital Back
61
the money ↓
See what life here is like — then weigh what it means for your family further down.
The village

Life here

Ascot Retirement Village is a Bupa-operated community in Invercargill, Southland's largest city, offering residents the best of both worlds: access to city amenities and a peaceful village setting. Residents live in well-designed, modern villas with ensuite bathrooms and quality fixtures, surrounded by a supportive community. Whether you're swimming in the heated indoor pool, attending movie nights and high teas, or simply enjoying your privacy, village life is always up to you—active and social, or quiet and relaxing.

Your home

Living options

Villa Living

Low-maintenance, architecturally designed homes in a secure, relaxed, and social setting.

Modern kitchen with open plan lounge and dining
Ensuite bathroom
Heat pump/air conditioning
Double glazed windows
Quality light fittings and floor coverings
Living options
A day in the life

What living here is actually like

Village life is what you make it.

Activities & Community

Ascot offers a vibrant social calendar with regular organised activities and entertainment. The heated indoor swimming pool (open 7am–9pm) is a hub for fitness and relaxation, while the community lounge and library provide spaces to connect or unwind.

Indoor heated swimming pool
Movie nights and games
High teas and happy hours
Gardening activities
Cards and board games
Community lounge
Library
Communal kitchen
Village transport
Organised social outings
Always something on
On your doorstep

Facilities & services

Indoor heated swimming pool
Community lounge
Library
Communal kitchen
Hairdresser
Wellness Clinic
Village transport
Security patrols
24/7 emergency alarm system
Barbecue area
Church
Peace of mind

Care for life, on site

If your health changes, you won't have to leave the place you know. Ascot Retirement Village offers these levels of care on site:

IndependentRest homeHospitalSecure dementia
✓ Registered nurse · Doctor available for appointments · Physiotherapy · Podiatry · In-home personal assistance
Care and community
Where it is

Setting & neighbourhood

Located in Invercargill, the largest city in Southland, Ascot Retirement Village offers residents the vibrant amenities of a thriving urban centre while maintaining a peaceful, friendly village atmosphere. The community is set in a secure, relaxed environment where residents can enjoy all that city living has to offer—shops, services, and cultural activities—alongside the tranquility and social connection of village life.

Interested?

Like the look of Ascot?

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Now the practical part

The money — what comes back to your family

You've seen why you'd love it. This is the part most families only discover at the exit statement — so we put it in plain sight. Every figure is from the village's own filed Disclosure Statement.

Capital Back score
61
Above average · #31 of 520
Better than 94% of NZ villages — yet the market median is just 46. The sector is tough.
Deferred fee
28%
charged on your entry price
Your share of capital gain
0%
operator keeps 100% of any uplift
Time to get capital back
~133 days
median, from 3 recent resales
Fees after you leave
Stop
good — many villages keep charging
Before you sign, get independent eyes on the contract.An ORA-review lawyer or independent financial adviser — never paid by any operator — checks what it really means for your family.
⚖ Get independent advice →
How the 61 is built

Nothing hidden — every component

The Capital Back score is a transparent weighting of five filed terms — you can see exactly where this village wins and loses.

Move-in fee you don't get back Deferred Management Fee — weighted 30%
28% deferred fee — lower is better.
30
Share of capital growth Capital gain to resident — weighted 15%
0% — the operator keeps any resale uplift.
0
Speed your capital returns Median resale time — weighted 30%
133 days across recent resales.
89
Fees stop when you leave Weekly fees on exit — weighted 15%
Charges end on vacancy.
100
Interest if repayment is slow Interest on delayed capital — weighted 10%
Interest is payable if capital is returned late.
100
The filed terms, in plain English

What the Disclosure Statement actually says

Every operator uses different words for the same thing — we normalise them so you can compare like with like.

%

Deferred Management Fee

28%

Accrues over your first 3 years, charged on the entry price.

Market: median 30%; only 16% of villages charge under 25%.

Capital gain

0% to the resident

Any increase in the licence value at resale is kept entirely by the operator.

Market: just 8% of NZ villages share any capital gain.

How fast your capital comes back

~133 days median

Your capital is repaid once the unit is re-licensed to a new resident. (Operator-stated average: 170 days.)

Market: median 154 days; 21 villages still average over a year.

Fees & interest on exit

Resident-friendly

Weekly fees stop when you vacate, and interest is payable if your capital is returned late.

Market: 220 of 520 villages keep charging weekly fees after you've gone.
Before you sign the ORA

The reckoning usually arrives too late

  • You're buying a licence to occupy, not the home — you can't sell, rent or borrow against it.
  • A large deferred fee is gone within a few years, whatever the unit later sells for.
  • Your family carries the risk of how long resale takes — and the operator's ability to pay.
  • None of this is hidden — it's all in the Disclosure Statement most people sign without reading.
Have someone independent read it first

We'll connect you with a retirement-village review lawyer or independent financial adviser — no operator pays to be here.

Request an ORA review → Talk to a financial adviser